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CROs Warn That Agility and Resilience Now Define Competitive Advantage
OSB Group’s Hassan Kazmi, Barclays’ Victoria Stubbs, and Monzo Europe’s Hannah Sarraf reveal why prediction is obsolete in today’s volatile environment in their panel discussion at Risk Evolve 2026. They explore how resilience, scenario discipline, and customer centric risk management help financial institutions navigate geopolitical shocks, AI risks, and operational fragility, while strengthening board understanding and organisational agility.
Apr 28, 2026
Victoria Stubbs
Victoria Stubbs, Managing Director, Head of Customer Compliance, Barclays UK
Hanna Sarraf
Hanna Sarraf, former Chief Risk Officer, Starling Bank
Hasan Kazmi
Hasan Kazmi, Group Chief Risk Officer, OneSavings Bank Plc
Tags: Stress Testing Resilience Regulation and Compliance Operational and Non Financial Risk
CROs Warn That Agility and Resilience Now Define Competitive Advantage
The views and opinions expressed in this content are those of the thought leader as an individual and are not attributed to CeFPro or any other organization
The panel underscores a hard truth: prediction is no longer a viable risk strategy. With “unprecedented” shocks arriving on a near‑constant cycle, resilience has become the defining capability for financial institutions. Hassan Kazmi, Victoria Stubbs, and Hanna Sarraf emphasise that scenario discipline, reverse stress testing, and crisis simulations matter less for their outputs and more for the organisational muscle they build. These tools expose vulnerabilities early, strengthen decision‑making, and prepare firms to absorb and recover from shocks no one can foresee. T
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