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Audio June 9, 2025

How Risk Management Must Evolve to Survive a Faster Future

Emma Hagan, Chief Risk and Compliance Officer, ClearBank

Emma Hagan, CEO of ClearBank UK, unpacks how risk managers must adapt to survive. From hiring pitfalls to fostering agility, collaboration, and resilience, she redefines what it takes to lead risk in a world of AI, economic shocks, and fast-paced innovation.

Emma Hagan’s candid reflections on a past hiring misstep illuminate a crucial point: technical skills and experience are no longer enough in risk management. As the pace of change accelerates—driven by social media, AI, digital assets, and geopolitical volatility—risk leaders must cultivate adaptability, independent thinking, and an ability to solve problems collaboratively.

A risk function can no longer operate from a distance; it must be embedded in decision-making, deeply connected with business strategy, and capable of influencing outcomes in real-time.

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